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How High Earners Not Rich Yet's (HENRY's) Can Secure Homes with Innovative Mortgage Solutions
High Earners Not Rich Yet's, or HENRY's, represent a unique demographic group characterized by impressive income levels that often outshine
India Kinchelow
Sep 14, 20233 min read


Jumbo loans in California 2023
If you're in the market for a home that exceeds the standard loan limits, a jumbo loan may be the answer you're searching for. But what exac
India Kinchelow
Jul 13, 20234 min read

Do RSUs Count As Income When Applying For A Mortgage?
Restricted Stock Units (RSUs) have become a popular form of compensation in the tech industry -Do RSUs count as income for a mortgage?
India Kinchelow
Jun 15, 20233 min read


Loan Commitment Letter: Your Gateway to Homeownership—Why It's Crucial to Understand
With multiple buyers vying for limited inventory, you need a powerful tool to stand out from the crowd and make a compelling offer.
India Kinchelow
Jun 12, 20233 min read


Cash Isn't Always King: 5 Creative Ways to Compete with All-Cash Buyers and Win the House
To give you the best chance of snatching up your dream home, here are some strategies to help you compete against all-cash buyers
India Kinchelow
Jun 10, 20233 min read


Ditching the Norm: How Portfolio Mortgage Lenders Empower Homebuyers
Looking for a lender with flexibility in their approval process? Discover how a portfolio mortgage lender may be just what you need.
India Kinchelow
Jun 7, 20234 min read


Jumbo Loans vs. Conventional Loans: Understanding the Differences
Jumbo Loans vs. Conventional Loans: Understanding the Differences and when to use each one.
India Kinchelow
May 27, 20233 min read


Understanding HOAs (Homeowner's Associations) in Orange County, CA: A Comprehensive Guide
Understanding Homeowner's Associations (HOAs) and their pros and cons when considering purchasing a home.
India Kinchelow
May 27, 20233 min read


Smart Steps for First-Time Homebuyers: 4 Important Tips for First-Time Homebuyers
Four important tips every homebuyer should know.
India Kinchelow
Mar 19, 20233 min read


Time is Money: The Price You Pay for Waiting to Buy a Home
While a larger down payment may seem like the safer and more financially responsible choice, there are several reasons why buying now with a
India Kinchelow
Mar 11, 20233 min read


Unlocking the Secrets: Demystifying Jumbo Loans for Dream Homes
A jumbo loan is a type of mortgage that exceeds the limits set by the Federal Housing Finance Agency (FHFA) for conventional loans.
India Kinchelow
Mar 11, 20232 min read

The Millennial First-Time Home Buyer Dilemma
Millennials face a unique set of obstacles when looking to purchase their first home. What mortgage options do they have.
India Kinchelow
Mar 5, 20232 min read
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